Short-term Disability Insurance Advice

Short-term disability insurance can help protect your income if you’re unable to work. Learn how short-term disability works and what it covers.

What is an Elimination Period for Disability Insurance?

The disability insurance elimination period is the amount of time before you can start receiving benefits. Find out what a disability elimination period is.

Is Short-Term Disability Worth It?

Wondering if short-term disability is worth it? Learn how short-term disability works and what it covers to decide if this type of insurance is worth getting.

How Much Does Short-Term Disability Cost?

Short-term disability insurance can offer affordable coverage if you’re out of work due to an injury or sickness. Learn how much short-term disability costs.

What Does Short-Term Disability Cover?

Short-term disability can help you cover expenses while you’re unable to work due to an injury. Learn what short-term disability covers and how benefits work.

Short-Term vs Long-Term Disability Insurance

Short-term and long-term disability insurance both offer great coverage. Learn the differences between them to figure out which insurance plan is right for you.

What Qualifies as a Short-Term Disability?

Wondering what qualifies as a short-term disability? Learn what short-term disability insurance is and some illnesses that qualify for short-term disability benefits.

Is Short-Term Disability Taxable?

Wondering if short-term disability insurance is taxable? Learn how short-term disability works, what it covers, and when it's taxable.

Short-Term Disability for Mental Health

Wondering if short-term disability covers mental health? Learn how short-term disability insurance works and whether you can use it for mental health illnesses.

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Except in New York, individual insurance and group dental and vision insurance is offered by American Family Life Assurance Company of Columbus. In NY both group and individual coverage is offered by American Family Life Assurance Company of New York. Group policies are offered by Continental American Insurance Company (CAIC). CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. In CA, CAIC does business as Continental American Life Insurance Company (CAIC NAIC 71730)

Dental and Vision plans are administered by Aflac Benefit Solutions, Inc.

Aflac Worldwide Headquarters | Columbus, GA

Aflac Group | Columbia, SC

American Family Life Assurance Company of New York | Albany, NY

Aflac’s Premium Life, Absence and Disability Services are available in all states, except Puerto Rico, Guam or the Virgin Islands, and are offered by Continental American Insurance Company (CAIC). Self-funded plans and absence services are administered by CAIC in all states but NY. In NY, self-funded plans and absence services are administered by and insurance is offered by American Family Life Assurance Company of NY. Administrative services are not insurance and are not considered legal advice. Products may not be available in all states and may vary depending on state law.

Direct to Consumer Business is underwritten by Tier One Insurance Company, doing business as Tier One Life Insurance Company in California (Tier One NAIC 92908)